This industry proven Lease-to-Own Purchase Programs assists you in purchasing a home today without having to meet the standard qualifications required by conventional banks and credit institutions! Our H.O.M.E. (Home Ownership Made Easy) programs are specifically designed to facilitate Canadians experiencing difficulty in obtaining conventional financing to purchase the home of their dreams.
With our program, you are considered the owner the day you move in; there are no more landlords telling you what you can and cannot do. You have the right to improve your property just as any other. (Some conditions apply)
How our program works:
Have a Down Payment?
This is the most common way people Lease-to-Own their homes with Home Purchase Assistance Canada. Our programs are designed to provide people with the support to obtain their own financing as quickly as possible and realize the ultimate goal of "Home Ownership Made Easy". This plan is available for all properties in our Property Listings inventory or through our other Purchase Programs.
The programs monthly payments are truly all inclusive: property taxes, structural (building) insurance, condo fees (if applicable), lease payments and Lease Option Credits are all included. The Lease Option Credits are credited toward your down payment in addition to your initial down payment when you exercise your option to purchase the property. The Lease Option Credit amount varies depending on the property you select and will be available for the entire first year of your lease term.
What Happens at the End of the Lease Term?
At the end of the Lease-to-Own/Rent-to-Own term with Home Purchase Assistance Canada Inc., we present our clients with a variety of options to help them achieve their ultimate dream of home ownership! Typically, we find most Canadians are in a position to obtain conventional financing at the end of their lease term.
Stop paying rent checks, and find out if you qualify
To begin the process fill out the online application and a credit specialist will begin to review your file. When your application is approved you can enter into a home purchase program.
After step 1 is complete and you are approved, we will commence with the process.
Believe in your potential to be a homeowner! ™